If you weren't home tonight, could your wife run the household?
Every account. Every bill on autopay. Every policy. Who to call first. For most families, the honest answer is: only if she could guess.
ShepherdReady is a step-by-step system that fixes that — one short sitting at a time — without ever writing down a single password.
Start with the free checklist See how it worksWhy this matters, in real numbers
- Only 24% of US adults have a will — 76% do not (Caring.com Wills Survey, 2025).
- Over 90% of people say talking about end-of-life plans matters. Only 32% have done it (The Conversation Project, 2018).
- The average person juggles 100+ online accounts and passwords (NordPass research).
- Settling an estate takes about 570 hours over 16 months when nothing is organized (EstateExec survey).
Sources and dates are printed in the packet itself. We do not use numbers we cannot source.
How it works — 9 short sittings
No weekend marathon. No 200-page binder dumped on your kitchen table. One step per sitting, 20–45 minutes each, most couples finish in two weeks of evenings.
- The Safety Rules — the 3 rules that keep this packet safe to keep.
- Master Accounts & your Start Here page — the one page your spouse opens first.
- Money Map — every account, last 4 digits, beneficiary noted.
- Bills, Autopay & Debts — the section she needs on day one.
- Insurance & Work Benefits — including a dedicated page for pilot and airline benefits.
- Legal Documents — where the originals live. Locations only, never copies full of numbers.
- Medical, Home & Vehicles — doctors, shut-offs, titles, keys.
- Digital Life & Emergency Access — set up password-manager emergency access the safe way.
- Final Wishes & Your Letters — then the Spouse Walkthrough, and your annual review date is set.
Our promise, in writing
- We never ask for, receive, or store your passwords. Not in the packet, not in a form, not by email.
- We never collect your Social Security number or tax IDs.
- The packet records last 4 digits only — never full account or card numbers.
- Your finished packet stays with you. We sell the system. We never see your completed packet.
- Passwords belong in a real password manager with emergency access set up for your spouse. The packet records that it is set up — never what it is.
What you walk away holding
A finished packet with 12 sections: Start Here page, master accounts, money map, bills & autopay, debts, insurance, work & benefits, legal document locations, medical, home & vehicles, digital life, final wishes — and a personal letter to your wife and kids. Plus a Spouse Walkthrough: your spouse answers 10 real questions using only the packet, while you are healthy and home, so gaps get fixed now.
Simple pricing
| Packet | Price | What it is |
|---|---|---|
| Single household | $197 | One-time. The full guided system. |
| Couple's edition | $297 | One-time. Both spouses walk through it together. |
| Annual Readiness Review | $59/year | Optional. A guided yearly re-check. The packet is yours forever either way. |
No monthly plan. No vault subscription. Nothing held hostage. Tools we recommend from other companies (like a password manager) are not included in our price — you pay those companies directly, and free routes are shown for every step. See Vetted Tools.
Who built this
A United Airlines 777 instructor pilot who is gone from home most of the month — and who realized his own wife would have had to guess at almost everything. He built this packet for his family first. Read the story.